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The main hero of the novels stands as a prominent businessman Cowperwood, whose career can be traced by a reader through the social background of American life. In "The Financier," we are introduced to children's and youth Cowperwood years in Philadelphia, with the formation of his tastes, beliefs, interests, and the beginning of its financial activities. Cowperwood quickly learns the laws of the wolf world. He never risks his own capital and is always ready to gamble other people's money. For its operations he illegally uses funds belonging to the city, and earns a large amount. Only by chance Cowperwood goes to prison. But even in prison he is in a special position: through nominees, he continues to play the market.
If the "financier" is just beginning a career Cowperwood, if he only knows where the laws of the capitalist jungle, in "Titan", he appears to have formed as a predator. Greatly increases the scope of its operations, a growing number of people involved in the orbit of its influence. Cowperwood to the point that it becomes the largest: a monopolist in the field of urban rail transport. Chicago capitalists are trying to resist him. Seeing in him a dangerous competitor, they provide him financial difficulties, leading a campaign against him in the press. But he is intelligent, penetrating them. All their attempts to destroy it or get away from Chicago are doomed to failure. Does this mean that Cowperwood is omnipotent, that there is no force that could stop him? Such a force is. It is the people. People stop the triumphant march of Cowperwood.
Creating an image Cowperwood was, undeniably, the biggest achievement of Dreiser. Cowperwood is a central figure in a series of novels. Through him, the writer depicts a typical representative of the U.S. monopoly capital.
Cowperwood seeks only to fulfill his desires. Cowperwood characterizes the insatiable thirst of wealth, power, and pleasure. The higher the Cowperwood, the more inhuman and immoral becomes. Cowperwood character would not have had such a wide opening, if the novels had not been traced his personal life, his many love affairs. Among them the most fully covered his relationship with Eileen, his wife.
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